Meet the Money Book 2.0

The Ultimate Tool to Grow Wealth! Discover the viral spreadsheet that’s helped 10,000+ users budget smarter, save faster, get out of debt and build wealth – no app required. Works in every currency! Amazing for couples & freelancers too!
Get the Money Book 2.0

Trusted by 10,000+ Money Book Users

“For the first time, I feel in control of my finances (and I actually like my Money Dates).”

Budgeting always felt like a punishment—something I ‘should’ do but would put off for weeks because I didn’t want to see the damage. But The Money Book 2.0 reframed everything for me. Instead of feeling like I was constantly behind, I finally understood where my money was going and how to make changes that actually helped me. Now, I love my Money Dates. I light a candle, make a matcha, and feel empowered instead of anxious. My net worth is up $12,000 since I started using The Money Book. Just saying.

Mara O.
MONEY BOOK USER

"I went from paycheck to paycheck to investing consistently—without lifestyle creep."

I’ve always been a ‘good’ saver, but I had no real system, which meant my money was sitting in a checking account doing nothing for me. When I got a raise last year, I knew I had an opportunity to be intentional—but I also knew I was at risk of lifestyle creep. The Money Book 2.0 made it so simple: I plugged in my new salary, adjusted my allocations, and within 15 minutes, I had a plan. Now, I’m maxing out my Roth IRA, investing in index funds, and saving aggressively for a house—without feeling deprived. The best part? I never have to wonder where my money is going. It’s all mapped out for me.

Erica M.
MONEY BOOK USER

"The emergency fund calculator gave me the confidence to quit my toxic job."

I was stuck in a job that drained me, but every time I thought about leaving, my anxiety would spiral: What if I couldn’t find something else? What if I ran out of money? Enter The Money Book 2.0. Using the emergency fund calculator, I realized I already had four months of expenses saved—enough to walk away and find something better. Seeing that number in black and white gave me the courage to quit. Two months later, I landed a job that pays 25% more, and I never would’ve had the guts to take the leap if I hadn’t had a clear picture of my finances.

Julia V.
MONEY BOOK USER

"The Future You Tab made Botox a guilt-free expense."

For years, I felt guilty about spending money on things that weren’t ‘essential,’ even though I was making decent money. Then I got The Money Book 2.0, and suddenly, my finances made sense in a way they never had before. The Future You Tab showed me exactly how I could hit my savings goals while still budgeting for things I love—like my quarterly Botox appointment. Now, instead of feeling bad about spending, I know I’m doing it responsibly, and my future self is still thriving. This has been a total game-changer.

Rachel O.
MONEY BOOK USER

"My partner and I finally stopped fighting about money—and started building wealth together."

Talking about money used to feel like walking into a battlefield. My partner and I would go in circles about splitting expenses, saving for the future, and why my ‘fun purchases’ weren’t up for debate. We both made decent money, but without a system, everything felt messy and unclear. Enter The Money Book 2.0.

For the first time, we had one place to track our shared expenses, income, and financial goals—without spreadsheets from hell or awkward Venmo requests. We set up our own ‘Money Date’ routine using the Future You Tab, and suddenly, we were on the same page about saving for a house, investing, and even what we could afford for vacations. No more passive-aggressive texts about bills.

Amanda L.
MONEY BOOK USER

"I finally feel like I’m getting ahead instead of just getting by."

For years, my finances felt like a moving target. I’d pay my bills, buy what I needed, and then… what was left? No idea. I wasn’t in bad shape, but I wasn’t building wealth either. The Money Book 2.0 gave me a clear strategy—not just for saving but for actually making my money work for me. Now, I’m maxing out my Roth IRA, aggressively paying down my student loans, and for the first time in my life, I’m in control of my financial future. It’s like I unlocked a cheat code I never knew existed.

Vanessa K.
MONEY BOOK USER

"I no longer panic when I check my bank account."

Before The Money Book 2.0, checking my bank account was an event. Would I have enough to cover everything? Would my credit card balance be terrifying? It was always a guessing game. Now, I know exactly how much I have, what’s coming in, and what’s going out. There’s no more panic, no more surprise charges I forgot about—just confidence. I don’t feel scared of my finances anymore. I feel in charge.

Megan O.
MONEY BOOK USER

"The 50/30/20 budget always felt impossible—until I actually tracked my spending."

I used to think I was spending responsibly, but I had no real numbers to back that up. When I plugged my transactions into The Money Book 2.0, I realized I was spending 42% of my income on ‘wants’ instead of the recommended 30%—which is why I felt like I was constantly playing catch-up. Instead of forcing myself into a restrictive budget, I slowly adjusted my spending, and after six months, I was finally hitting the 50/30/20 rule. The best part? I never felt deprived. I just finally knew where my money was going and how to make it work for me.

Chloe G.
MONEY BOOK USER

"Tracking my money used to feel like a chore—now it feels like a flex."

I used to be the queen of avoidance when it came to my finances. I’d tell myself I ‘had a general idea’ of what was in my account, but I was constantly anxious about whether I was actually saving enough. With The Money Book 2.0, tracking my money became easy—and dare I say, fun? Now, my Money Dates feel like a celebration instead of a reality check. Every time I update my numbers, I feel a little richer.

Natalie L.
MONEY BOOK USER

"I used to think investing was for ‘rich’ people—now I have a six-figure portfolio."

I had money sitting in a savings account for years because I was terrified of investing. The stock market felt overwhelming, and I convinced myself I needed to ‘learn more’ before getting started. Then I got The Money Book 2.0, and for the first time, investing actually made sense. It walked me through exactly where my money should go—Roth IRA first, 401(k) match, low-cost index funds. Within three months, I had invested more than I had in the last 10 years combined. One year later, my portfolio has grown to six figures. Turns out, I didn’t need to ‘learn everything’—I just needed a system.

Sarah R.
MONEY BOOK USER

"I no longer feel like my financial goals are a mystery."

I always knew I wanted to build wealth, but I had no idea how to actually do it. The Money Book 2.0 gave me a step-by-step plan—where to put my money, what to prioritize, and how to make sure my Future Me is taken care of. It’s like having a personal financial coach in spreadsheet form. Now, instead of feeling lost, I know exactly what money moves to make, and I finally feel like I’m building wealth on purpose.

Daniella A.
Money book user

What’s The Money Book?

Take Control of Your Finances with Ease: Say goodbye to manual transaction entry- the Money Book 2.0 automatically uploads everything for you, so you can effortlessly stay on top of your spending. Plus it works seamlessly with every currency, making it perfect for anyone, anywhere.

And you’ll get access to powerful features like:

1. Debt Payoff Planner: The fastest & cheapest way to pay off your debt with a personalized plan.
2. Emergency Fund Calculator: Build your safety net with a clear, easy-to-follow guide.
3. Net Worth Tracker: Get a full view of your financial health and progress over time.
4. Private & Secure: Your data is yours alone. We ensure your information is protected.
5. Future You: A roadmap that shows you exactly what steps to take to achieve your financial goals.

Get the Money Book Now

Here’s How It Works:

(It's Super Simple)

Step #1

TAKE INVENTORY

Before we make money moves, we need to know where you stand. The first thing you’ll do in The Money Book 2.0 is take stock of your:

Income sources –
Salary, side hustles, freelancing, passive income, all of it.
Bank accounts & savings –
Checking, emergency fund, high-yield savings.
Debt & liabilities –
Credit cards, student loans, car payments, mortgages.
Investments –
401(k), Roth IRA, brokerage accounts.

Step #2

TRACK YOUR SPENDING

Forget manually logging every latte. The Money Book 2.0 now has automatic transaction uploads—so you can import your spending without the headache. Here’s what happens next:

1. Your transactions get categorized (rent, groceries, takeout, fun money, etc.).
2. You see exactly how your spending stacks up against the 50/30/20 rule
3. If your spending is off-balance, The Money Book shows you exactly where to adjust.

Step #3

MAKE YOUR MONEY WORK FOR YOU

This is where we turn tracking into wealth-building. With The Money Book 2.0, you’ll get:

The Future You Tab: See what you should be investing, saving, and paying off to hit your big goals
Savings Automation: Make sure every dollar has a job (emergency fund, Roth IRA, house down payment, etc.).
Debt Payoff Planner: A clear roadmap to get rid of debt while still living your life.

Step #4

REPEAT WITH MONTHLY MONEY DATE

The real secret to financial success? Consistency. Once a month, you’ll sit down for your Money Date to:

Review last month’s spending and savings.
Adjust your budget based on what’s coming up.
Track progress toward your goals (hello, growing net worth!).
Celebrate your wins—because taking control of your money is a flex.

Why You’ll Love The Money Book 2.0

Access the Money Book ($49)

FAQ

  • What is The Money Book 2.0?

    The Money Book 2.0 is a powerful, easy-to-use financial spreadsheet designed to help you take control of your finances. It’s like a budgeting app, but better – it keeps your data private and grows with you as your financial goals evolve.

  • What if I'm a previous Money Book 1.0 user?

    We’ve got something special for you! Keep an eye on your inbox this Monday—you’ll be getting an exclusive incentive to upgrade to Money Book 2.0. � Stay tuned!

  • Why should I use The Money Book instead of an app?

    Unlike apps, The Money Book offers complete privacy, greater flexibility, and a clear, easy-to-understand layout. Plus, with features like automatic transaction uploads, it’s just as convenient as an app but much more powerful.

  • What’s new in The Money Book 2.0?

    + Automatic transaction uploads for seamless tracking.

    + Global optimization for any currency (e.g., USD, Euro, Pound).

    + Support for freelancers with variable income.

    + Tools for shared finances with your partner.

    + Emergency fund calculator, debt payoff planner, and progress tracker.

    + Video tutorials to guide you through every step.

  • Do I need the Money Book 2.0 if I already have the first version?

    Yes, and here’s why! While the first Money Book is amazing, the 2.0 version is a major upgrade based on feedback from thousands of users. Here’s what’s new:

    • Automatic Transaction Uploads: Save time by importing your transactions directly into the spreadsheet.
    • Global Optimization: Now supports multiple currencies (like Euro and Pound) and adjusts for regional financial terms.
    • Freelancer-Friendly: Perfect for managing variable income.
    • Shared Finances Support: Easily track multiple income sources if you share money with a partner.
    • New Tools: Emergency fund calculator, debt payoff planner, and progress tracker to keep you motivated.
    • Step-by-Step Tutorials: Video guides to help you get the most out of every feature.

    Even if you’ve loved using the first Money Book, the 2.0 version makes managing your finances even easier, more powerful, and tailored to your unique needs. Think of it as upgrading your phone – the first version worked great, but the 2.0 is faster, smarter, and designed to grow with you.

  • Who is The Money Book 2.0 for?

    Anyone who wants to take control of their finances! Freelancers, couples managing shared finances, or anyone looking to build wealth with a simple and effective system.

  • How does the automatic upload feature work?

    The Money Book 2.0 connects with your bank to automatically import your transactions, so you spend less time entering data and more time focusing on your goals.

  • Can I use The Money Book 2.0 if I don’t live in the US?

    Yes! The Money Book 2.0 now supports multiple currencies (like Euro and Pound) and regional financial terms, making it accessible worldwide.

  • Do I need to know spreadsheets to use The Money Book?

    No spreadsheet skills are required! The Money Book 2.0 is pre-formatted and comes with simple instructions, so you can jump right in without any technical knowledge.

  • What if I miss a month?

    No problem. The Money Book is designed to be flexible. You can pick up right where you left off and keep tracking your progress.

  • What happens after I buy it?

    You’ll receive a downloadable version of The Money Book 2.0, along with video tutorials to help you get started right away.

  • What if I need help using The Money Book?

    We’ve got you covered! The 2.0 version includes video tutorials, and our support team is always here to answer any questions.

  • How often do I need to use The Money Book?

    We recommend scheduling a monthly Money Date to review your budget, track your spending, and set goals.