Spring Clean Your Finances
IT'S TIME FOR SPRING CLEANING
If May snuck up on you & you’re feeling stressed about how you’re gonna afford summer weddings, outfits, and travel while ALSO hitting your financial goals- I got you!
A Money Date is when you sit down and take inventory of your credit card statements, account balances & income and see where you’re at. It is a crucial first step in spring financial cleaning because it allows you to identify what you most need to pay attention to!
P.S. Rihanna did NOT have her Money Date and she almost went bankrupt. Watch here.
I have a calendar alert 2x a year: once in the spring and once in the fall — to contact my credit card company & increase my credit limit.
This isn’t so I can spend more — it’s because a higher credit limit will bring my utilization down and increase my credit score. This opens up so many doors to future loans, new credit cards, and really anything that would provoke a credit check. It's a 5-minute task with a MAJOR ROI!
I have been using Origin Financial to track my finances all in one place. The app has everything you need to budget, invest, and get access to a financial planner. They're actually offering 2 months free with code MDJORIGIN if you wanna try it! Just remember- as with any free trial- to create a calendar reminder for when the trial period ends so you can revisit.
Now you’re ready to make spring your b*!tch!
Also- if you have a topic you want covered- email us back! We love to hear from you.
